Women's Microfinance Initiative

Recently a women who founded the Women's Microfinance Initiative came to our school to talk about microlending.  Microlending is a process where people lend money to people in need.  Lending helps those people get money to buy tools or anything to jumpstart or grow their business.  When the person buys the things needed for their business they pay back what was lent.  Since you get the money back once you donate it is not lost.  That is the beauty of microlending.  When Robin the speaker came to our school she showed us a video about the nonprofit she began with friends.  Women's Microfinance Initiative does loans in Africa.  The first place that Women's Microfinance Initiative gave out loans to was Buyobo in Uganda .  One of the benefits of lending through Women's Microfinance Initiative is that they train the people they lend to how to keep record of their business so they know what things help their business and what things don't.

Click here to go to the Women's Microfinance Initiative website.

Spoons (Baltimore, Maryland)

Spoons is a Cafe located in Federal Hill, Baltimore.  It is a perfect place to have breakfast or enjoy a cup of joe while reading the newspaper.  When ever I go there is always a 10-30 minute wait.  The only reason there is a wait is because I go at the exact wrong time.  The staff is always nice and warm. The menu is very large.  The waiters will always change a meal for you if need be.  The restaurant has great decor.  The walls are covered with paintings.  My mom always wishes they were for sale.  It is a very popular place for locals.  The restaurant is surrounded by little shops that   you can go in.  Spoons has a very urban feel.  There is a play area for kids to play in while adults enjoy their meals.  The food is fantastic and my parents always marvel at how good the coffee is.  Federal Hill is close to the Inner Harbor.  You can easily take a bus to Federal Hill.  If you ever go to Baltimore you MUST go to Spoons.  If you even go to Washington D.C. going to Spoons is well worth the commute.  I would rate Spoons a 9.5 out of 10.




Photo courtesy of http://spoonscoffeecafe.com/

Horrible Hockey Fail

Here is a horrible hockey failure.


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Week 10 Football Predictions

Baltimore Ravens @ Atlanta Falcons  I predict Baltimore.

My Week Nine Football Predictions

Here are my Week Nine football predictions.

New York Jets@ Detroit Lions   I pick  Detroit Lions
San Diego Chargers @ Houston Texans  I pick Houston Texans
Tampa Bay Buccaneers @ Atlanta Falcons   I pick Atlanta Falcons
New Orleans Saints @ Carolina Panthers   I pick New Orleans Saints
Chicago Bears @Buffalo Bills (In Toronto)   I pick Chicago Bears
Arizona Cardinals @ Minnesota Vikings   I pick Arizona Cardinals
New England Patriots @ Cleveland Browns  I pick New England Patriots
Miami Dolphins @ Baltimore Ravens    I pick Baltimore Ravens
New York Giants @ Seattle Seahawks   I pick New York Giants
Indianapolis Colts @ Philadelphia Eagles   I pick Philadelphia Eagles
Kansas City Chiefs @ Oakland Raiders   I pick Kansas City Chiefs
Dallas Cowboys @ Green Bay Packers   I pick Dallas Cowboys


Monday
Pittsburg Steelers @ Cincinnati Bengals   I pick Pittsburg Steelers


*Red=Wrong
Green=Right


My percent of right prediction this week was 62%